Terms and Conditions for Gift Card Offers - POIS

Terms & Conditions

For Gift Card Offers

  • Products should be applied for online and by the date advertised (if one is provided). This offer does not apply for plans taken out via paper application forms, making a transfer to open a new plan by post; or for any top ups made to an existing plan.
  • Plans will qualify for the incentive advertised at the time of application following successful payment of 3 months’ worth of Direct Debits (or our receipt of your third monthly payment from your employer for applications being paid via payroll), or once the specified investment period has passed. The eGift Card will be sent to the contributor of the plan up to 6 weeks following receipt of your third Direct Debit, or up to 6 weeks following the specified investment period.
  • In order for the eGift Card to be sent, an email address must be provided.
  • The application must meet or exceed the minimum saving or investment levels as specified in the promotion.
  • For ISAs, Lifetime ISAs and Junior ISAs, if any combination of a lump sum investment, monthly direct debit payment and transfer are set up at the same time, the highest eGift Card value will apply. We will not issue more than one set of eGift Cards.
  • If the new plan is cancelled within the 30 day ‘cooling off’ period eGift Cards will not be sent.
  • If a new Stocks & Shares ISA, Lifetime ISA or Junior ISA is closed within 12 months of commencement we reserve the right to deduct the value of the eGift Card(s) from any surrender value or refund of premiums.
  • If a new Tax Exempt Savings Plan, Children’s Tax Exempt Plan or Savings and Investment Plan is closed within 12 months of commencement we reserve the right to deduct an exit fee charge of £125 and any remaining balance will be paid to you or to the child.
  • eGift Cards are only available to customers opening a new savings plan or Over 50s Life Cover Policy and will be rejected in the event that a customer has previously opened the same product with POIS or Foresters Friendly Society. This doesn’t apply if you have received our Over 50s Life Cover Policy birthday email or a personalised campaign offer directly from either Foresters Friendly Society or POIS.
  • These offers may not be combined with any other offer, unless specifically stated in the offer terms.
  • This offer is not available to customers via the Adviser or Introducer channel.
  • This offer is not available to customers via cashback websites such as Quidco, iMutual or TopCashback.
  • POIS and Foresters Friendly Society may withhold eGift Cards if the scheme is being misused and/or abused.
  • The promoter of this offer is POIS and Foresters Friendly Society.
  • POIS and Foresters Friendly Society reserve the right to withdraw or amend these offers at any time without notice.