LISA Transfer Application - POIS

Transferring a Lifetime ISA


Before transferring an existing Lifetime ISA to us, please remember:

  • A Lifetime ISA can only be used by a first-time buyer to purchase a home under £450,000, or for retirement from age 60
  • There is a government penalty for withdrawing funds for any other purpose
  • If using your LISA for retirement, you should be self-employed or already maximising contributions to a workplace scheme, otherwise you could miss out on employer contributions
  • LISA savings could affect your entitlement to means-tested benefits
  • This is a medium to long term investment so if you intend to purchase your first home within the next 3 years, you should consider whether a cash LISA may be more suitable
  • Direct Debits or lump sum investments must be paid from a UK bank account


When you make a transfer online, please ensure you print, complete and return the Transfer form provided to us by post so we can process your transfer request. If you would prefer to complete the transfer process solely by post, please call us on 0800 622 417 so we can email the forms you’ll need.

Please note that if you wish to transfer an ISA or Help to Buy ISA to us you must be aged 18 to 39 and you will need to open a new Lifetime ISA (LISA) using our online application which includes a transfer option.

Our Lifetime ISA is provided by Foresters Friendly Society, which owns POIS. When you begin your application, you’ll be taken to the Foresters Friendly Society secure application page.

The Lifetime ISA offered by us is provided by Foresters Friendly Society and is classified as a Stocks and Shares ISA.  POIS is a part of Foresters Friendly Society.

Transferring a Lifetime ISA

What will I need to make a transfer online?

  • Your HMRC Investor LISA ID
  • Your National Insurance Number