POIS, part of Foresters Friendly Society, is committed to protecting the privacy and security of your personal information.
This privacy notice describes how we collect and use personal information about you for general administrative purposes as set out below, in accordance with the General Data Protection Regulation (GDPR).
Who we are
The data controller with conduct of your personal information is Foresters Friendly Society Limited of Third Floor, Enterprise House, Ocean Way, Ocean Village, Southampton, SO14 3XB.
Foresters Friendly Society is a “data controller”. This means that we are responsible for deciding how we hold and use personal information about you. We are required under data protection legislation to notify you of the information contained in this privacy notice.
It is important that you read this notice, together with any other privacy notice we may provide on specific occasions when we are collecting or processing personal information about you, so that you are aware of how and why we are using such information.
The Society’s data protection officer is Chris Davidson of Third Floor, Enterprise House, Ocean Way, Ocean Village, Southampton, SO14 3XB.
Data protection principles
We will comply with data protection law. This says that the personal information we hold about you must be:
- Used lawfully, fairly and in a transparent way.
- Collected only for valid purposes that we have clearly explained to you and not used in any way that is incompatible with those purposes.
- Relevant to the purposes we have told you about and limited only to those purposes.
- Accurate and kept up to date.
- Kept only as long as necessary for the purposes we have told you about.
- Kept securely.
The kind of information we hold about you
‘Personal data’, or ‘personal information’, means any information about an individual from which that person can be identified. It does not include data where the identity has been removed (anonymous data).
There are ‘special categories’ of more sensitive personal data which require a higher level of protection.
We may collect, store, and use the following categories of personal information about you:
- Personal contact details such as name, title, addresses, telephone numbers, and personal email addresses.
- Date of birth and age.
- Recordings of telephone calls with the Society.
- Complaint notification forms.
- Policy Number
- National Insurance Number
We do collect, store and use “special categories” of more sensitive personal information such as medical information where this is appropriate.
How is your personal information collected?
We typically collect personal information about you:
- During a telephone call to or from the Society concerning
- The administration of your policies
- Premium payments
- Claims Via a Complaint Notification form;
- In the case of Group Business from the organisation we are supplying group Business to
We may sometimes collect additional information from third parties including:
- Members of staff or other third parties when processing a complaint;
- In the case of Group Business Insurance Brokers
How we will use information about you
We will only use your personal information when the law allows us to. Most commonly, we will use your personal information in the following circumstances:
- Where you have telephoned the Society and speak to a member of our staff. Your call is recorded for quality assurance and training purposes and so that we can follow up on the purpose of your call.
- Where you have telephoned the Society to make a complaint for any reason, we will process this information in order to investigate and conclude our complaints procedure.
- Where we need to comply with any other legal obligation.
- Where it is necessary for our legitimate interests to process your personal data for Society purposes and your interests and fundamental rights do not override those interests.
We may also use your personal information in the following situations, which are likely to be rare:
- Where we need to protect your interests (or someone else’s interests).
- Where it is needed in the public interest or for official purposes.
If you fail to provide personal information
If you fail to provide certain information when requested, we may not be able to process your complaint or be able otherwise to fulfil the purpose of your telephone call to the Society.
Change of purpose
We will only use your personal information for the purposes for which we collected it, unless we reasonably consider that we need to use it for another reason and that reason is compatible with the original purpose. If we need to use your personal information for an unrelated purpose, we will notify you and we will explain the legal basis which allows us to do so.
Please note that we may process your personal information without your knowledge or consent, in compliance with the above rules, where this is required or permitted by law.
Sharing your personal data
Particularly where you are making a complaint and also in other circumstances, we may have to share your personal data with third parties, including but not limited to the following:
|Voice Recording Provider|
|If a person phones the Society and speaks to a member of staff their call is recorded for quality assurance and training purposes. The software to record and store calls is provided by a third party provider.|
|Overflow Call Centre Provider|
(MPL Contact; formerly Message Pad)
|If the policyholder, second insured, member or payer phones the Society and is routed to the overflow call centre managed by Message Pad then their details will be recorded and exchanged with the Society.|
|If a person complains to the Society about their treatment, the complaint may be referred to OAC in order to seek independent opinion/handling of the complaint.|
|IT Service Providers|
(PTS, The Nav People, Tracey O’Melia, HubSpot, People HR, MoorePay)
|The Society’s IT services are provided by third parties who are vetted, sign a non-disclosure agreement and have restricted access to data. However in the course of their work to keep systems at the Society working they may process personal data.|
|Financial Ombudsman||If a complaint is rejected by the Society the complainant has the option to appeal to the Financial Ombudsman; in which case, upon request, the Society will share details of the complaint with the Financial Ombudsman.|
We may also share your personal data with other entities in the Society’s group where we have a legitimate interest in doing so, that does not override your rights and freedoms.
How secure is my information with third-party service providers and other entities in our group?
We require all the third parties listed above to respect the security of your data and to treat it in accordance with the law on data protection.
All the third parties listed above are required to take appropriate security measures to protect your personal information in line with our policies. We do not allow our third-party service providers to use your personal data for their own purposes unless, you have asked us to (e.g. the Financial Ombudsman) or where they already have a business relationship with you. We only permit them to process your personal data for specified purposes and in accordance with our instructions.
What about other unconnected third parties?
We may, where legally required to do so or where we have a legitimate interest in doing so which does not outweigh your rights and freedoms, share your personal information with other unconnected third parties, for example in the context of the possible sale or restructuring of the business. We may also need to share your personal information with a regulator or to otherwise comply with the law.
Transferring information outside the EU
We do not anticipate transferring your information outside of the EU.
We have put in place appropriate security measures to prevent your personal information from being accidentally lost, used or accessed in an unauthorised way, altered or disclosed. In addition, we limit access to your personal information to those employees, agents, contractors and other third parties who have a business need to know. Unless we have explained otherwise, they will only process your personal information on our instructions and they are subject to a duty of confidentiality.
We have put in place procedures to deal with any suspected data security breach and will notify you and any applicable regulator of a suspected breach where we are legally required to do so.
How long will you use my information for?
We will only retain your personal information for as long as necessary to fulfil the purposes we collected it for, including for the purposes of satisfying any legal, accounting, or reporting requirements.
In respect of our Society admin, we will retain your personal data until such time as that the original purpose for which the data was collected has expired PLUS an appropriate period that we may reasonably determine when we consider the amount, nature, and the potential risk of harm from unauthorised use or disclosure of your personal data, the purposes for which we process your personal data and whether we can achieve those purposes through other means, and the applicable legal requirements.
In some circumstances we may anonymise your personal information so that it can no longer be associated with you, in which case we may use such information without further notice to you.
Rights of access, correction, erasure and restriction
Your duty to inform us of changes
It is important that the personal information we hold about you is accurate and current. Please keep us informed if your personal information changes during your working relationship with us.
Your rights in connection with personal information
Under certain circumstances, by law you have the right to:
- Request access to your personal information (commonly known as a “data subject access request”). This enables you to receive a copy of the personal information we hold about you and to check that we are lawfully processing it.
- Request correction of the personal information that we hold about you. This enables you to have any incomplete or inaccurate information we hold about you corrected.
- Request the erasure of your personal information. This enables you to ask us to delete or remove personal information where there original purpose for processing has expired and there is no good reason for us continuing to process it. You also have the right to ask us to stop processing personal information where we are relying on a legitimate interest and there is something about your particular situation which makes you want to object to processing on this ground.
- Request the restriction of processing of your personal information. This enables you to ask us to suspend the processing of personal information about you, for example if you want us to establish its accuracy or the reason for processing it.
- Request the transfer of your personal information to another party where we are processing your personal data by electronic means.
If you want to review, verify, correct or request erasure of your personal information, object to the processing of your personal data, or request that we transfer a copy of your personal information to another party, please contact our Data Protection Officer in writing.
No fee usually required
After 25th May 2018, you will not have to pay a fee to access your personal information (or to exercise any of the other rights). However, we may charge a reasonable fee if your request for access is clearly unfounded or excessive. Alternatively, we may refuse to comply with the request in such circumstances.
What we may need from you
We may need to request specific information from you to help us confirm your identity, or authority to act on behalf of a third party and ensure your right to access the information (or to exercise any of your other rights). This is another appropriate security measure to ensure that personal information is not disclosed to any person who has no right to receive it.
Right to withdraw consent
Where we are relying on your consent to process sensitive personal data, you have the right to withdraw your consent to processing at any time.
Once we have received notification that you with to withdraw your consent, we will no longer process your personal information for this purpose. Please note that this may mean that we are unable properly to conclude or investigate any complaint that you may have initiated.
Data protection officer
We have appointed a data protection officer (DPO), currently Mr Chris Davidson, to oversee compliance with this privacy notice. If you have any questions about this privacy notice or how we handle your personal information, please contact the DPO on 02380 216 857.
You have the right to make a complaint at any time to the Information Commissioner’s Office (ICO), the UK supervisory authority for data protection issues.
Changes to this privacy notice
We reserve the right to update this privacy notice at any time, and we will provide you with a new privacy notice when we make any substantial updates. We may also notify you in other ways from time to time about the processing of your personal information.