Over 50s Life Cover - Guaranteed Life Plan Acceptance - POIS

Preparing for the future

Ever noticed how a little peace of mind goes a long way? Our products are designed to help you face whatever the future has in-store for you. So you can stop worrying about the uncertainty and carry on living life today.

Nothing means more than family. And knowing that you’ve made plans to keep them comfortable after you’ve gone is worth its weight in gold. Our products let you care for the ones you love, long into the future.

Over 50s Life Cover

Guaranteed acceptance

Give your family security with a guaranteed cash payout.

  • Guaranteed cash pay-out after 2 years, or from day 1 for accidental death
  • Pay fixed premiums that never increase, from just 33p a day
  • Guaranteed acceptance, no medical required
  • You can apply if you’re aged 50 – 80
  • Has the potential to grow with annual and final bonuses
  • Handy access to Membership Benefits at no additional cost

Your premiums must be paid until you reach age 85, when you will stop paying premiums but your life cover will continue. Bonuses are not guaranteed. Member benefits are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.

Get an eGift Card worth £35

when you take out Over 50s Life Cover. This offer may not be combined with any other offer. See full Terms & Conditions.

Not sure which product works for you?

Why not spend a few moments using our product selector to discover the products we offer that might be right for you.

Looking after our own

Being part of POIS also means you can take advantage of some wonderful member benefits. From helping with healthcare and convalescent grants to educational grants, we like to look after our family.


We’re here for you

Taking out Over 50s Life Cover or investing in a prepaid Funeral Plan isn’t something that you do every day. If you have any questions then please call and we will do what we can to answer them. Our lines are UK based and open Monday to Friday 9 am to 5 pm.

Call free on 0800 622 417