Saving for children - POIS
The best start
For your children

Providing for your little ones is so important. It means they can start life with so many more opportunities. Financial security means a lot – and the sooner you get started, the sooner their choices can start growing.

Our range of financial products are here to give your children or grandchildren a wonderful start in life. From helping to pay for university costs, to getting their foot on the first rung of the property ladder. What’s more they’re simple, honest and affordable.

Children’s Tax Exempt Plan

Tax free savings

A simple way to build up a nest egg for your children or grandchildren.

  • A tax-free lump sum for your child’s future
  • Pay in just £25 every month
  • Choose when you want your child to receive the money
  • Your child will have access to Membership Benefits at no additional cost

Tax rules may change and depend on individual circumstances. The value of the plan may fall as well as rise and your child may get back less than you have paid in. Member benefits are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.

£30 M&S Gift Card

when you apply online. Terms & conditions apply

Junior ISA

Simple and tax-free

A Stocks & Shares ISA, which also offers the potential of a yearly and final bonus.

  • A simple way of saving for your child’s future
  • Save regularly or pay in lump sums
  • Transfers accepted from Junior ISAs or Child Trust Funds
  • Grandparents and friends can pay in too
  • Has the potential to earn annual and final bonuses
  • Your child will have access to Membership Benefits at no additional cost

Your child may get back less than you have paid in. Tax rules might change and depend on individual circumstances. Bonuses are not guaranteed. Member benefits are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.

Up to £80 M&S Gift Card (depending on the amount you invest)

when you invest £4,000+ in a new Junior ISA online or by transfer. Terms & conditions apply

Not sure which product works for you?

Why not spend a few moments using our product selector to discover the products we offer that might be right for you.

Looking after our own

Being part of POIS means your child can take advantage of some wonderful member benefits. From helping with healthcare to educational grants, we like to look after our family.

MORE ABOUT OUR MEMBER BENEFITS

We’re here for you

If you have any questions about our products or member benefits please let us know. We’re here to answer any questions you may have and our UK based team are available Monday to Friday 9 am to 5 pm.

Call free on 0800 622 417