Top up your savings | POIS

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£30

per year

Become a Foresters Plus Member

For just £30 per year, you can enjoy all the benefits of being a Foresters Plus member, including access to discretionary financial grants, practical help, social events, new shopping and lifestyle discounts from January 2026, and more!

£55

per year

Household Membership subscription

For just £55 per year, you can enjoy all the benefits of being a Foresters Plus member.

Household Membership includes up to a maximum of 2 adults and 1 child up to the age of 16. Additional children thereafter £5.00 each per year, until 16 years of age.

Benefits include access to discretionary financial grants, practical help, social events, new shopping and lifestyle discounts from January 2026, and more!

Please Note, Our investment and savings plans are closed to new business.
If you are an existing policyholder, please rest assured that we will continue to fully service and support your plan as usual.

We have however changed the investment strategy for the Order Insurance Fund, moving to lower-risk assets for more stability. This means your returns may be lower in the future.

To get the best value from your savings, we recommend exploring other providers.

Junior ISA Top Ups

Simple and tax-free.

Top up your child’s Junior ISA to make the most of their £9,000 annual allowance. Tax rules may change and depend on individual circumstances. Capital at risk.

  • Invest up to £9,000 each tax year
  • You, and your friends and family can save regularly or pay in lump sums
  • Has the potential to earn annual and final bonuses
  • Your child will have access to Membership Benefits at no additional cost

Tax rules might change and depend on individual circumstances. Bonuses are not guaranteed. Member benefits are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.

Tax rules might change and depend on individual circumstances. Bonuses are not guaranteed. Member benefits are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.

Lifetime ISA Top Ups

With more potential for growth

Top up to make the most of your £4,000 annual Lifetime ISA allowance and enjoy a 25% government bonus each year. Tax rules may change and depend on individual circumstances. Capital at risk

  • Receive a 25% government bonus on your savings each year
  • Save regularly from £50 per month and/or pay in lump sums
  • Save up to £4,000 a year towards your first home or your retirement
  • Has the potential to grow with annual and final bonuses from us too
  • Handy access to Membership Benefits at no additional cost

Tax rules might change and depend on individual circumstances. Bonuses are not guaranteed. Member benefits are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.

Tax rules might change and depend on individual circumstances. Bonuses are not guaranteed. Member benefits are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.

Stocks & Shares ISA Top Ups

Tax-free and flexible

Enjoy more potential for growth with annual and final bonuses. Tax rules may change and depend on individual circumstances. Capital at risk.

  • Invest up to £20,000 in the current tax year
  • Save regularly from £50 per month and/or invest lump sums
  • Has the potential to grow with annual and final bonuses from us too
  • As a member, you have access to Membership Benefits at no additional cost

Tax rules might change and depend on individual circumstances. Bonuses are not guaranteed. Member benefits are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.

Tax rules might change and depend on individual circumstances. Bonuses are not guaranteed. Member benefits are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.

Looking after our own

Being part of POIS also means you can take advantage of some wonderful member benefits. From helping with healthcare to educational grants, we like to look after our family.

Find out more

We’re here for you

If you have any questions about our products or member benefits please let us know. We’re here to answer any questions you may have and our UK based team are available Monday to Friday 9 am to 5 pm.

Call free on 0800 622 417