Children’s Tax Exempt Plan
Tax free savings
A simple way to build up a nest egg for your children or grandchildren.
- A tax-free lump sum for your child’s future
- Pay in just £25 every month
- Choose when you want your child to receive the money
- Your child will have access to Membership Benefits at no additional cost
Tax rules may change and depend on individual circumstances. The value of the plan may fall as well as rise and your child may get back less than you have paid in. Member benefits are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.
£25 M&S Gift Card
when you apply online. Terms & conditions apply
Junior ISA
Simple and tax-free
A Stocks & Shares ISA, which also offers the potential of a yearly and final bonus.
- A simple way of saving for your child’s future
- Save regularly or pay in lump sums
- Transfers accepted from Junior ISAs or Child Trust Funds
- Grandparents and friends can pay in too
- Has the potential to earn annual and final bonuses
- Your child will have access to Membership Benefits at no additional cost
Your child may get back less than you have paid in. Tax rules might change and depend on individual circumstances. Bonuses are not guaranteed. Member benefits are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.
Up to £60 M&S Gift Card (depending on the amount you invest)
when you invest £4,000+ in a new Junior ISA online. Terms & conditions apply
Tax Exempt Savings Plan
An additional tax-free allowance
Save regularly and tax-free with a long-term plan that includes life cover.
- A 10 year tax-free investment plan
- Affordable saving of £25 per month over 10 years
- Available to anyone aged between 16 and 74
- Handy access to Membership Benefits at no additional cost
Tax rules may change and depend on individual circumstances. The value of the plan may fall as well as rise and you may get back less than you have paid in. Member benefits are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.
£25 M&S Gift Card
when you take out a Tax Exempt Savings Plan online. Terms & conditions apply
Savings & Investment Plan
A simple way to save regularly
Save from £26 to £260 per month over 10 years.
- Save from £26 to £260 per month
- A way to maximise tax-efficient savings
- Save over a 10 year term with option to extend
- Handy access to Membership Benefits at no additional cost
Tax rules may change and depend on individual circumstances. The value of the plan may fall as well as rise and you may get back less than you have paid in. Member benefits are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.
Up to £100 M&S Gift Card (depending on the amount you invest)
when you take out a Savings & Investment Plan online. Terms & conditions apply
Lifetime ISA
With more potential for growth
Save for your first home or for when you retire – tax-free savings, with a 25% government bonus each year.
- Get a welcome 25% government bonus on your savings each year
- Available for 18-39 year olds
- Save regularly from £50 per month and/or pay in lump sums
- Save up to £4,000 a year towards your first home or your retirement
- Transfers from other ISAs are also accepted
- Has the potential to grow with annual and final bonuses from us too
- Handy access to Membership Benefits at no additional cost
You may get back less than you have paid in. Tax rules might change and depend on individual circumstances. Bonuses are not guaranteed. Member benefits are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.
£30 M&S Gift Card
when you invest £4,000 in a new Lifetime ISA online. Terms & conditions apply
Stocks & Shares ISA
Tax-free and flexible
Enjoy more potential for growth with annual and final bonuses. All tax-free.
- Put in up to £20,000 in the current tax year
- Save regularly from £50 per month and/or invest lump sums
- It’s simple to transfer an existing ISA into a Foresters ISA
- Has the potential to grow with annual and final bonuses from us too
- Handy access to Membership Benefits at no additional cost
You may get back less than you have paid in. Tax rules might change and depend on individual circumstances. Bonuses are not guaranteed. Member benefits are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.
Up to £240 M&S Gift Card (depending on the amount you invest)
when you invest £5,000+ in a new Stocks & Shares ISA online. Terms & conditions apply
Over 50s Life Cover
Guaranteed acceptance
Give your family security with a guaranteed cash payout.
- Guaranteed cash pay-out after 2 years, or from day 1 for accidental death
- Pay fixed premiums that never increase, from just 33p a day
- Guaranteed acceptance, no medical required
- You can apply if you’re aged 50 – 80
- Has the potential to grow with annual and final bonuses
- Handy access to Membership Benefits at no additional cost
Your premiums must be paid until you reach age 85, when you will stop paying premiums but your life cover will continue. Bonuses are not guaranteed. Member benefits are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.
£35 M&S Gift Card
when you take out Over 50s Life Cover. Terms & conditions apply
Not sure which product works for you?
We’re here for you
If you have any questions about our products or member benefits please let us know. We’re here to answer any questions you may have and our UK based team are available Monday to Friday 9 am to 5 pm.