All Saving, Investment & Insurance Products including ISAs | POIS

POIS products

Working hard for you

It’s a great feeling to know that your money is sorted. We pride ourselves on bringing you straightforward, simple-to-understand financial products. Money shouldn’t be rocket science.

Children’s Tax Exempt Plan

Tax free savings

A simple way to build up a nest egg for your children or grandchildren. Tax rules may change and depend on individual circumstances. Capital at risk.

  • A tax-free lump sum for your child’s future
  • Pay in just £25 every month
  • Choose when you want your child to receive the money
  • Your child will have access to Membership Benefits at no additional cost

Tax rules may change and depend on individual circumstances. Member benefits are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.

Get an eGift Card worth £25

when you apply online. This offer may not be combined with any other offer. See full Terms & Conditions.

Junior ISA

Simple and tax-free.

A Stocks & Shares ISA, which also offers the potential of a yearly and final bonus. Tax rules may change and depend on individual circumstances. Capital at risk.

  • A simple way of saving for your child’s future
  • Save regularly or pay in lump sums
  • Transfers accepted from Junior ISAs or Child Trust Funds
  • Grandparents and friends can pay in too
  • Has the potential to earn annual and final bonuses
  • Your child will have access to Membership Benefits at no additional cost

Tax rules might change and depend on individual circumstances. Bonuses are not guaranteed. Member benefits are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.

Get an eGift Card worth up to £60 (depending on the amount you invest)

when you open a new Junior ISA online. This offer may not be combined with any other offer. See full Terms & Conditions.

Tax Exempt Savings Plan

An additional tax-free allowance

Save regularly and tax-free with a long-term plan that includes life cover. Tax rules may change and depend on individual circumstances. Capital at risk.

  • A 10 year tax-free investment plan
  • Affordable saving of £25 per month over 10 years
  • Available to anyone aged between 16 and 74
  • Handy access to Membership Benefits at no additional cost

Tax rules may change and depend on individual circumstances. Member benefits are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.

Get an eGift Card worth £25

when you apply online. This offer may not be combined with any other offer. See full Terms & Conditions.

Savings & Investment Plan

A simple way to save regularly

Save from £26 to £260 per month over 10 years. Capital at risk.

  • Save from £26 to £260 per month
  • A way to maximise tax-efficient savings
  • Save over a 10 year term with option to extend
  • Handy access to Membership Benefits at no additional cost

Tax rules may change and depend on individual circumstances. Member benefits are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.

Get an eGift Card worth up to £100 (depending on the amount you invest)

when you take out a Savings & Investment Plan online. This offer may not be combined with any other offer. See full Terms & Conditions.

Lifetime ISA

With more potential for growth

Save for your first home or for when you retire – tax-free savings, with a 25% government bonus each year. Tax rules may change and depend on individual circumstances. Capital at risk.

  • Get a welcome 25% government bonus on your savings each year
  • Available for 18-39 year olds
  • Save regularly from £50 per month and/or pay in lump sums
  • Save up to £4,000 a year towards your first home or your retirement
  • Transfers from other ISAs are also accepted
  • Has the potential to grow with annual and final bonuses from us too
  • Handy access to Membership Benefits at no additional cost

Tax rules might change and depend on individual circumstances. Bonuses are not guaranteed. Member benefits are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.

Get an eGift Card worth up to £70 (depending on the amount you invest)

when you open a new Lifetime ISA online. This offer may not be combined with any other offer. See full Terms & Conditions.

Stocks & Shares ISA

Tax-free and flexible

Enjoy more potential for growth with annual and final bonuses. Tax rules may change and depend on individual circumstances. Capital at risk.

  • Put in up to £20,000 in the current tax year
  • Save regularly from £50 per month and/or invest lump sums
  • It’s simple to transfer an existing ISA into a Foresters ISA
  • Has the potential to grow with annual and final bonuses from us too
  • Handy access to Membership Benefits at no additional cost

Tax rules might change and depend on individual circumstances. Bonuses are not guaranteed. Member benefits are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.

Get an eGift Card worth up to £300 (depending on the amount you invest)

when you open a new Stocks & Shares ISA online. This offer may not be combined with any other offer. See full Terms & Conditions.

Over 50s Life Cover

Guaranteed acceptance

Give your family security with a guaranteed cash payout.

  • Guaranteed cash pay-out after 2 years, or from day 1 for accidental death
  • Pay fixed premiums that never increase, from just 33p a day
  • Guaranteed acceptance, no medical required
  • You can apply if you’re aged 50 – 80
  • Has the potential to grow with annual and final bonuses
  • Handy access to Membership Benefits at no additional cost

Your premiums must be paid until you reach age 85, when you will stop paying premiums but your life cover will continue. Bonuses are not guaranteed. Member benefits are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.

Get an eGift Card worth £35

when you take out Over 50s Life Cover. This offer may not be combined with any other offer. See full Terms & Conditions.

Not sure which product works for you?

Looking after our own

Being part of POIS also means you can take advantage of some wonderful member benefits. From helping with healthcare to educational grants, we like to look after our family.

Find out more

We’re here for you

If you have any questions about our products or member benefits please let us know. We’re here to answer any questions you may have and our UK based team are available Monday to Friday 9 am to 5 pm.

Call free on 0800 622 417