Savings Plans | Tax Free Investments & ISAs | POIS

Savings that help you
Reach your goals

It’s good to have a goal. Something to aim for. A season ticket? A dream holiday? That extension to make a little more room? Our savings and investment plans can help you reach whatever you’re dreaming of.

No matter how hard we work, it’s worth remembering that life is for living. Our affordable savings and investment plans are designed to help you get the most of it. Whether it’s treating yourself to something you’ve always wanted, or a little financial security.

Tax Exempt Savings Plan

An additional tax-free allowance

Save regularly and tax-free with a long-term plan that includes life cover. Tax rules may change and depend on individual circumstances. Capital at risk.

  • A 10 year tax-free investment plan
  • Affordable saving of £25 per month over 10 years
  • Available to anyone aged between 16 and 74
  • Handy access to Membership Benefits at no additional cost

Tax rules may change and depend on individual circumstances. Member benefits are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.

Get an eGift Card worth £25

when you apply online. This offer may not be combined with any other offer. See full Terms & Conditions.

Savings & Investment Plan

A simple way to save regularly

Save from £26 to £260 per month over 10 years. Capital at risk.

  • Save from £26 to £260 per month
  • A way to maximise tax-efficient savings
  • Save over a 10 year term with option to extend
  • Handy access to Membership Benefits at no additional cost

Tax rules may change and depend on individual circumstances. Member benefits are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.

Get an eGift Card worth up to £100 (depending on the amount you invest)

when you take out a Savings & Investment Plan online. This offer may not be combined with any other offer. See full Terms & Conditions.

Lifetime ISA

With more potential for growth

Save for your first home or for when you retire – tax-free savings, with a 25% government bonus each year. Tax rules may change and depend on individual circumstances. Capital at risk.

  • Get a welcome 25% government bonus on your savings each year
  • Available for 18-39 year olds
  • Save regularly from £50 per month and/or pay in lump sums
  • Save up to £4,000 a year towards your first home or your retirement
  • Transfers from other ISAs are also accepted
  • Has the potential to grow with annual and final bonuses from us too
  • Handy access to Membership Benefits at no additional cost

Tax rules might change and depend on individual circumstances. Bonuses are not guaranteed. Member benefits are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.

Get an eGift Card worth up to £70 (depending on the amount you invest)

when you open a new Lifetime ISA online. This offer may not be combined with any other offer. See full Terms & Conditions.

Stocks & Shares ISA

Tax-free and flexible

Enjoy more potential for growth with annual and final bonuses. Tax rules may change and depend on individual circumstances. Capital at risk.

  • Put in up to £20,000 in the current tax year
  • Save regularly from £50 per month and/or invest lump sums
  • It’s simple to transfer an existing ISA into a Foresters ISA
  • Has the potential to grow with annual and final bonuses from us too
  • Handy access to Membership Benefits at no additional cost

Tax rules might change and depend on individual circumstances. Bonuses are not guaranteed. Member benefits are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.

Get an eGift Card worth up to £300 (depending on the amount you invest)

when you open a new Stocks & Shares ISA online. This offer may not be combined with any other offer. See full Terms & Conditions.

Not sure which product works for you?

Why not spend a few moments using our product selector to discover the products we offer that might be right for you.

Looking after our own

Being part of POIS also means you can take advantage of some wonderful member benefits. From helping with healthcare to educational grants, we like to look after our family.

MORE ABOUT OUR MEMBER BENEFITS

We’re here for you

If you have any questions about our products or member benefits please let us know. We’re here to answer any questions you may have and our UK based team are available Monday to Friday 9 am to 5 pm.

Call free on 0800 622 417