Savings Plans | Tax Free Investments & ISAs | POIS
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Savings that help you
Reach your goals

It’s good to have a goal. Something to aim for. A season ticket? A dream holiday? That extension to make a little more room? Our savings and investment plans can help you reach whatever you’re dreaming of.

No matter how hard we work, it’s worth remembering that life is for living. Our affordable savings and investment plans are designed to help you get the most of it. Whether it’s treating yourself to something you’ve always wanted, or a little financial security.

Tax Exempt Savings Plan

An additional tax-free allowance

Save regularly and tax-free with a long-term plan that includes life cover. Tax rules may change and depend on individual circumstances. Capital at risk.

  • A 10 year tax-free investment plan
  • Affordable saving of £25 per month over 10 years
  • Available to anyone aged between 16 and 74
  • Handy access to Membership Benefits at no additional cost

Tax rules may change and depend on individual circumstances. Member benefits are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.

Tax rules may change and depend on individual circumstances. Member benefits are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.

Savings & Investment Plan

A simple way to save regularly

Save from £26 to £260 per month over 10 years. Capital at risk.

  • Save from £26 to £260 per month
  • A way to maximise tax-efficient savings
  • Save over a 10 year term with option to extend
  • Handy access to Membership Benefits at no additional cost

Tax rules may change and depend on individual circumstances. Member benefits are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.

Tax rules may change and depend on individual circumstances. Member benefits are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.

Lifetime ISA Top Ups

With more potential for growth

Top up to make the most of your £4,000 annual Lifetime ISA allowance and enjoy a 25% government bonus each year. Tax rules may change and depend on individual circumstances. Capital at risk

  • Receive a 25% government bonus on your savings each year
  • Save regularly from £50 per month and/or pay in lump sums
  • Save up to £4,000 a year towards your first home or your retirement
  • Has the potential to grow with annual and final bonuses from us too
  • Handy access to Membership Benefits at no additional cost

Tax rules might change and depend on individual circumstances. Bonuses are not guaranteed. Member benefits are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.

Tax rules might change and depend on individual circumstances. Bonuses are not guaranteedMember benefits are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.

Stocks & Shares ISA Top Ups

Tax-free and flexible

Enjoy more potential for growth with annual and final bonuses. Tax rules may change and depend on individual circumstances. Capital at risk.

  • Invest up to £20,000 in the current tax year
  • Save regularly from £50 per month and/or invest lump sums
  • Has the potential to grow with annual and final bonuses from us too
  • As a member, you have access to Membership Benefits at no additional cost

Tax rules might change and depend on individual circumstances. Bonuses are not guaranteed. Member benefits are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.

Tax rules might change and depend on individual circumstances. Bonuses are not guaranteedMember benefits are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.

Looking after our own

Being part of POIS also means you can take advantage of some wonderful member benefits. From helping with healthcare to educational grants, we like to look after our family.

MORE ABOUT OUR MEMBER BENEFITS

We’re here for you

If you have any questions about our products or member benefits please let us know. We’re here to answer any questions you may have and our UK based team are available Monday to Friday 9 am to 5 pm.

Call free on 0800 622 417